RateLayer

Yield intelligence for onchain capital

Rates move.
Know where.

RateLayer compares verified yield opportunities across supported onchain lending markets, vaults and emerging networks, including Robinhood Chain routes when reliable data becomes available. Every route is ranked by return, risk and liquidity.

Explore Live RoutesHow Scoring Works
  • Non-custodial intelligence
  • Source-linked data
  • Risk-adjusted scoring

Rate Intelligence

Top yield opportunities.

Six current routes ranked by return, liquidity, resilience and risk.

Routes Tracked

 

Protocols Indexed

 

Best Low-Risk Rate

 

Median Stable Yield

 

Calculated from live third-party data. Rates change frequently and are not guaranteed.

Featured routes

CHECKING DATA SOURCES

Source health

  • No source history yet.

Sources are polled every 10 minutes. A route keeps its last verified value and is marked Delayed when a source fails.

View All Routes →LOADING ROUTES

The RateLayer Score

Yield without context
is just a number.

Every route receives a transparent 0–100 score computed from live data. RateLayer weighs sustainable return against the risks that usually hide behind the headline.

Formula

Protocol Quality × Liquidity Depth × Rate Sustainability × Exit Flexibility

Weighted 30% / 25% / 25% / 20% in that order, then normalised to 0–100.

The score is informational only. It is not a guarantee of safety, solvency or future returns, and it does not constitute financial advice.

No scored route available right now.

Score breakdowns appear once live data has been verified.

Built for clarity

From rate discovery to decision.

  • 01

    Rate Explorer

    Compare lending, vault and LP opportunities across assets, chains and protocols.

  • 02

    Risk Lens

    See smart-contract, liquidity, asset and incentive risk before following the APY.

  • 03Coming Next

    Spread Alerts

    Know when a route moves above a selected threshold or market benchmark.

  • 04Coming Next

    Route History

    Separate sustainable yield from temporary spikes using historical rate context.

$RLYR Access Layer

Intelligence stays open.
Speed becomes an edge.

The core explorer remains public. $RLYR is designed as an access and coordination layer for advanced alerts, deeper history and community-governed coverage.

  • Planned

    Rate Alerts

    Token-gated notifications when a tracked route crosses a spread or risk threshold.

  • Planned

    Saved Routes

    Watchlists and historical yield analytics for the markets you follow.

  • Planned

    Coverage Governance

    Holders signal which assets, protocols and networks RateLayer indexes next, and how the score is weighted.

  • Planned

    Routing Access

    Entry to non-custodial deposit and routing features once they ship.

RLYR Growth Mode

Planned · Opt-in

Users may optionally choose to receive 80% of generated yield in the strategy's native asset while the remaining 20% is used to market-buy RLYR. Participation is optional and can be disabled at any time.

  • Not currently live. It is a planned feature.
  • Opt-in only, never applied by default.
  • Token purchases do not increase the underlying protocol APY.
  • You keep control of your assets at all times.
  • Availability depends on technical, liquidity and regulatory factors.
  • No guaranteed returns, token price or rewards.

All $RLYR utilities described above are planned and not yet available. Nothing here represents staking rewards, revenue sharing, buybacks or any expectation of profit.

Roadmap

Building the rate layer.

From transparent rate discovery to personalized onchain yield intelligence.

View Full Roadmap →

Capital moves fast

See the route
before the crowd.

Open RateLayer