Roadmap
Building the rate layer.
RateLayer is evolving from transparent yield intelligence into a unified, non-custodial access and routing layer for onchain capital.
- Phase 01MVP
Foundation
Build the intelligence foundation required to compare onchain yield clearly and transparently.
- Yield Route Explorer
- RateLayer Score
- Robinhood and core DeFi sources
- APY, liquidity and risk comparison
- Protocol source verification
- Responsive intelligence dashboard
Token role
- No token is required to access the core public dashboard.
- Phase 02Next
Signal
Transform changing yield data into personalized and actionable signals.
- Automated rate ingestion
- Historical APY charts
- Rate sustainability analysis
- Custom route watchlists
- APY threshold alerts
- Rate-spread notifications
- Risk-change alerts
- New high-scoring route alerts
Planned $RLYR utility
- Holders unlock priority rate alerts
- Holders receive deeper historical intelligence
- Holders can create advanced watchlists
- Holders receive earlier access to selected intelligence features
- Phase 03
Access
Allow users to access selected yield routes directly from RateLayer while maintaining complete control of their assets.
- EVM wallet connection
- Direct non-custodial deposits
- Direct withdrawal interface
- Integrated Aave and Morpho routes
- Live position tracking
- Current position APY
- Earned-yield overview
- Protocol exposure breakdown
- Transaction history
- Gas and fee estimation
User funds are never transferred to or held by RateLayer. Every deposit and withdrawal interacts directly with the integrated protocol through the user's connected wallet.
Planned $RLYR utility
- Advanced position analytics for holders
- Personalized risk and route preferences
- Holder access to selected advanced execution tools
- Potential reduced RateLayer interface fees, if interface fees are introduced in the future
- Phase 04
Route
Develop RateLayer into an intelligent routing layer for onchain yield.
- One-click yield-route execution
- User-approved position switching
- Cross-chain route simulation
- Net yield comparison after gas and fees
- Route optimization based on user risk preferences
- Automated rebalancing strategies
- Audited non-custodial RateLayer vaults
- Emergency withdrawal system
- Open RateLayer Intelligence API
- Governance-led protocol coverage
Automated routing, RateLayer vaults and governance are future features. None of them are live today.
Planned $RLYR utility
- Access to advanced automated-routing strategies
- Governance signals for new protocol and network coverage
- Voting on product and intelligence priorities
- Access to deeper routing analytics
- Community participation in the evolution of the RateLayer Score
Phases 02 to 04 are not built yet. Scope and timing may change.
$RLYR Utility
The access and coordination layer.
$RLYR is designed to unlock advanced RateLayer intelligence, personalized alerts, deeper analytics and future routing capabilities—while keeping the core yield explorer publicly accessible.
- 01
Priority Signals
Access advanced rate-spread, APY-change and risk-change alerts.
- 02
Advanced Intelligence
Unlock deeper rate history, saved routes and personalized scoring preferences.
- 03
Execution Access
Access selected advanced deposit, position and future routing tools.
- 04
Coverage Governance
Signal which assets, protocols, networks and intelligence features RateLayer should support next.
All $RLYR utilities are subject to phased product implementation. Holding $RLYR does not guarantee yield, returns or protocol safety.
Your wallet. Your approval. Your assets.
RateLayer is designed as a non-custodial intelligence and execution interface. Users remain in control of their assets, and every transaction requires wallet approval.